Texting and Driving Laws by State: Fines, Penalties, and What You Need to Know (2026)

April 1, 2026
DMV Guide

Texting While Driving Laws in 2026

As of 2026, 49 states plus Washington D.C. ban texting while driving. Missouri is the only state that limits its ban to drivers under 21. Penalties range from small fines to license suspension, depending on the state and whether it is a first or repeat offense.

Hands-Free Laws

A growing number of states have gone beyond texting bans to require completely hands-free phone use while driving. As of 2026, more than 30 states have hands-free laws that prohibit holding a phone while driving for any purpose, including calls, navigation, or social media.

Typical Fines and Penalties

First offense fines range from 20 dollars in some states to over 500 dollars in others. Repeat offenses carry higher fines, and some states add points to your driving record. In some states, texting while driving in a school zone or work zone carries double fines.

Why This Matters for the DMV Test

Distracted driving questions appear on almost every state's DMV written test. Common questions ask about the legal penalties for texting while driving, when hands-free devices are permitted, and whether specific actions like checking a GPS count as distracted driving.

The Real Danger

Texting while driving makes a crash 23 times more likely. Sending a text takes your eyes off the road for about 5 seconds. At 55 mph, that is like driving the length of a football field with your eyes closed.

Tips for Staying Safe

Put your phone on Do Not Disturb or silent mode before driving. If you need to use your phone, pull over to a safe location. Use hands-free voice commands if your state allows it. Set up your GPS and music before you start driving.

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