What is liability car insurance?
Quick Answer
Liability insurance covers damage and injuries you cause to others in an accident. It is required in nearly all states. It does not cover your own vehicle damage. Most states require minimum liability limits but higher coverage is recommended.
Explanation
Liability insurance covers damage and injuries you cause to others in an accident. It is required in nearly all states. It does not cover your own vehicle damage. Most states require minimum liability limits but higher coverage is recommended. Understanding this concept is essential for safe driving and will help you answer similar questions on the DMV written test.
Why This Matters on the DMV Test
Questions about Safe Driving are among the most common on the permit test. Knowing the correct answer helps you pass your exam and stay safe on the road. Most states require a score of 70–83% to pass.
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